Investment Management
Expertise you need.
Service you deserve!
Our basic investment philosophy is built upon risk management using a disciplined process of investment management and consulting. Every investment contains some degree of risk. Even those investments with lower returns and perceived risk carry inflation and purchasing power risk.
We dedicate one section of each financial plan to the analysis of a family’s current risk exposure. We accomplish this by using a modern approach to risk analysis by having each client/family complete a Riskalyze™ survey. Most of the families that come to us are interested in accomplishing very specific goals; as long as they have a plan to accomplish those goals, they are not interested in chasing market trends. After your investment objectives are established, a written Investment Policy Statement (IPS) is created outlining the allocation of monies into various asset classes.
Our goal is to match your risk and return objectives to your stated time horizon. We will then match your risk tolerance to one of our existing model portfolios or investment strategies. We have selected what we deem to be the most suitable money manager for each asset class utilized in the portfolio. If a fund is underperforming relative to its peers, it will be considered for replacement. However, our experience has been that maintaining disciplined focus and following a meticulous process results in successful long-term growth potential with less anxiety along the way.
CUSTOM PORTFOLIO
Upon the client’s request, a custom portfolio or modification to one of the existing models can be implemented to accommodate Exchange Traded Funds (ETFs), Stocks, REITs, or any other investment the client may have or request.
We prefer to manage money on a discretionary basis, which implies that all investment selection, buy and sell decisions, and position sizes are made by the Atkinson-Alvarez team without obtaining prior permission from the client. It is important that each client is comfortable with discretionary management prior to working with our team. If a client is not comfortable with discretionary money management, arrangements can be made to work on a non-discretionary basis.
We are compensated for our investment management services on a fee basis, which means that families are charged a yearly asset-under-management fee, debited quarterly.
Our Fee Structure
ACCOUNT BALANCE
ANNUAL FEE PERCENTAGE
$5,000 – $99,999
1.50%
$100,000 – $1,000,000
1.00%
$1,000,001 – $2,500,000
0.85%
$2,500,001 & GREATER
MANAGEMENT FEE NEGOTIABLE
In the short run, the market is a voting machine,
but in the long run it is a weighing machine.
Benjamin Graham
Pioneering American Value Investor
Riskalyze
Riskalyze is a Risk Alignment Platform that provides tools for analyzing risk, delivering 401 plans, and building and implementing investment portfolios.
